Events such as the Iberian power blackout have led some to go back to physical money, but others are not convinced

It was while walking to his local Co-op that Ty, a 27-year-old student in Brighton, noticed a strangely long queue for the cashpoint.

In the shop, a staff member told Ty the payment systems were down after a cyber-attack. It was cash only. But Ty didn’t need to join the queue. Instead, he felt vindicated. It was another instance that justified his recent switch to using physical currency instead of digital payments.